Payment Solutions

Get relief as a small business owner. Select a Payment Solution.

industry solutions

B2B Card Processing

Stop paying for monthly credit card processing fees that take a toll on your profits.

B2b payments simplified

All the Tools to Give You Options

No matter how you process payments, whether it's between customers or other businesses, we'll tailor a plan that focuses on eliminating merchant service fees, so you can save money. Gain access to a wealth of knowledge, guidance, and cutting edge tools to simplify your operations. We work with most POS Systems!

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Our Mission

Customer service is our No. 1 priority. You can expect fast communication and and full visibility on services. We want your business to succeed and you can trust us to give you the tools to help make it happen.

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info@nomerchantservicefees.com
Ponte Vedra Beach, FL
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Find straightforward explanations about how payment processing works. If you are comparing options or validating details before getting started, this is the right place.

Is my B2B transaction data secure?

Absolutely. All transactions processed through our platform are PCI DSS compliant, meaning they meet the highest security standards for handling payment card data. Our payment gateway uses encryption and tokenization to protect sensitive financial information. For B2B companies handling large transaction volumes, this level of security is essential for protecting both your business and your clients’ data.

Can I pay vendors and contractors through your platform?

Yes. Our solutions include the ability to pay vendors and contractors online with secure, paperless invoicing and full transparency. This streamlines your accounts payable process while giving you visibility into payment status and reducing the administrative burden of check writing and manual reconciliation.

How do B2B payment terms affect processing costs?

Standard B2B payment terms (Net 30, Net 60, Net 90) can create cash flow challenges, especially when combined with processing fees on card payments. By implementing a cash discount for early or immediate payment, you can incentivize faster payment while eliminating processing costs — improving both your cash flow and your margins simultaneously.

What payment methods should a B2B company accept?

A comprehensive B2B payment setup should include ACH/bank transfers (lowest cost, best for recurring payments), wire transfers (for large one-time transactions), corporate credit and purchasing cards (convenient but higher fees), online invoicing with payment links, and check processing. No Merchant Service Fees can set up a multi-channel payment system that gives your clients flexibility while keeping your costs as low as possible.

How can I reduce the cost of accepting vendor and contractor payments?

Several strategies can lower your B2B processing costs: implementing cash discount programs to incentivize ACH or wire transfers over credit cards, submitting Level 2/Level 3 transaction data to qualify for lower interchange rates, negotiating interchange-plus pricing instead of flat rate, and encouraging vendors to pay via ACH (which typically costs $0.20-$1.00 per transaction vs 2-3% for credit cards). We’ll audit your payment mix and recommend the most impactful changes.

Can a B2B company use a cash discount or surcharge program?

Yes. Cash discount and surcharge programs work for B2B transactions just as they do for consumer transactions. However, B2B relationships often involve negotiated payment terms and larger invoices, so the approach may differ. We’ll customize a solution that fits your client relationships — whether that’s a cash discount for early payment, a surcharge on card transactions, or a hybrid model.

How are B2B payment processing fees different from consumer transactions?

B2B transactions often carry higher interchange rates than consumer transactions because they typically involve corporate cards, purchasing cards, and larger dollar amounts. However, B2B merchants can qualify for lower “Level 2” and “Level 3” interchange rates by submitting additional transaction data (like tax amounts, PO numbers, and line-item details). No Merchant Service Fees can help you optimize your processing to capture these lower rates.